BIG PLANS. FEWER UNKNOWNS.

Plan future international payments with more certainty.

Start with a known tuition bill, rent payment, or other overseas expense. Explore how much you may need in your savings currency and lock your rate.

For students and families planning to study or move abroad

Plan for a known expense

Explore one-off or monthly costs

A PLAN THAT STARTS WITH YOU

Make tomorrow add up.

Start with the amount you’ll need overseas.

I save in

My bill is in

Future bill amount (USD)

USD

Use a decimal point and no thousands separators.

Estimated savings required

GBP

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Getting your exchange rate…

Indicative exchange rate

Rates refresh up to every 15 minutes. This is not an executable FX quote.

Setup fee: 0.5% of your estimated savings.

KNOWN COSTS. CLEARER PLANNING.

See how to organise one-off tuition bills, monthly rent, and other known costs to or from the UK and EU.

Learn why the amount needed in your savings currency can change before an overseas bill becomes due.

FROM WHAT IF TO WHAT’S NEXT

01
Start with your destination.
Choose your currencies and enter the amount of your future overseas bill.
02
See what to save.
Explore an indicative savings amount and the separate proposed 0.5% setup fee.
03
Be part of what’s next.
Register your interest and join the waitlist for future Certarate beta access.

YOUR AMBITION. A LITTLE MORE CERTAINTY.